By A. Marx (auth.)

ISBN-10: 3642856179

ISBN-13: 9783642856174

ISBN-10: 3642856195

ISBN-13: 9783642856198

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W. PARLIN lives among deaths in the major studies may be little greater than unity, an individual with a given impairment having multiple life insurance policies may significantly affect the mortality ratios if his exposure falls into a sparsely populated cell, such as the extremes of the variable under study. The studies are usually on sequential entries, and the first year mortality experience of entrants, for example, in 1959 traced in 1960 is not likely to be similar to the first year mortality experience of entrants in 1933, due to secular changes in underwriting practice within the companies.

Among short men (5'3" to 5'6") without known minor impairments, the mortality ratios for those weighing less than 125 pounds average below 80 per cent at issue ages 20 to 49, but are distinctly elevated at issue ages 50 and over. The mortality ratios for short men weighing up to 175 pounds at issue ages 15 to 39 and up to 185 pounds at issue ages 40 and over are generally below 125 per cent. For the still heavier short men, the mortality ratios are moderately elevated. Among men of medium height (5'7" to 5'10") without known minor impairments, the mortality ratios for those weighing less than 165 pounds average about 90 per cent and remain below 125 per cent for those weighing less than 195 pounds at issue ages under 50, and weighing less than 215 pounds at issue ages 50 and over.

W. BLACKBURN' R. W. PARLIN some modifications at the extremes of build, up until the well-known Build and Blood Pressure Study, 1959 [2]. Many of the findings of the latter study were presaged from important interim studies including the Medical Impairment Table IV. Mortality of women rated for overweight. Total cases, by age group at issue according to height and weight groups Age at issue; per ceut departure from average weight Per cent actual of expected deaths All heights Short Medium All ages, 20-64 years Less than 30% 30-39% 40-49% 50-59% 60-74% Ages, 20-29 years Less than 30% 30-39% 40-49% 50-59% 60-74% Ages, 30-39 years Less than 30% 30-39% 40-49% 50-59% 60-74% Ages, 40-49 years Less than 30% 30-39% 40-49% 50-59% 60-74% Ages, 50-64 years Less than 30% 30-39% 40-49% 50-59% 60-74% 147 139 148 156 175 143 133 0 99 144 191 180 (11) 152 141 151 150 197 146 (19) 150 141 159 163 159 124(9) 138 136 138 169 * 0 157 155 158 158 190 126 (11) 102 0 61 (6) 138 (13) 121 (5) * 162 160 163 130 253 229 (8) 160 150 168 191 148 (14) * 157 161 149 160 (17) * 0 Tall 143 132 146 155 165 162 137 136 127 133 157 188 (17) 104 148 196 (18) 216 (7) 151 146 149 158 171 126 (11) 145 134 156 148 181 206 (7) 129 124 133 179 0 0 132(9) 141 (8) 292(7) * 169 * 130 81 (8) 131 169 (18) 177 (6) 0 145 153 141 156 (16) * 0 118 111 120 (14) 147 (5) * 0 Ratio of actual to expected deaths by contemporaneous mortality experience on standards risks Metropolitan Life Insurance Company, ordinary department, issues of 1925 to 1934, traced to policy anniversary in 1950.

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Annals of Life Insurance Medicine: 1967 Volume III by A. Marx (auth.)


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